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About Us

other logosLLJ Risk Advisors is an independent, boutique insurance agency with over 16 year’s experience insuring businesses across the US, but with a focus on Florida. Being an idea driven and agile small business allows us to make quick decisions that appeals to our clients and insurance companies. Our goal is to bring that personal touch and exceptional services to our clients as their trusted insurance advisor.

LLJ Risk Advisors was established after many years of record consolidation within the insurance industry. Almost all of the small, boutique, exceptional agencies have sold and with it has gone that small, family run business.

Countless times I saw what a good small business owner can do for their clients and their employees. From going out of their way to make things happen for them and building long term relationships that stand the test of time. That is our goal with LLJ Risk Advisors. To bring that personal touch as your trusted advisor.

The lack of client interacting technologies in insurance agencies was also something that had us perplexed. Even with the larger agencies that have more resources, most of them have not invested in the new technologies that improve the client experience. More investments were made internally but not externally in order to make the client process simpler and more efficient. Our goal here is to be on the cutting edge with the technology to help our clients make fast decisions when they matter most and keep things running smoothly for them. Fast and efficient service is our goal. We want to be there every time our clients need us.

That’s why our team set out to research and find the best ways to market your insurance program. Acquiring the newest technologies to make the insurance shopping experience more pleasant and locating and hiring the most talented professionals in our industry.

Our goal at LLJ Risk Advisors is to always deliver on our promise, which is to foster a culture of continuous improvement of the insurance buying experience for our clients. With a focus on technology, collaboration and swift responses to their needs.

What We Offer:

LLJ Risk Advisors has the experience and commitment to drive results. That’s why we offer:

  1. Full review of your current insurance program and policies at no cost to you.
  2. A complete analysis of your exposures specific to your operation.
  3. Guidance on specific laws in your state in regards to insurance.
  4. Contract review of insurance requirements for projects or leases.
  5. Marketing of your insurance policies to all the available insurance companies in your area.
  6. Employee Safety Program and Auto Fleet Driver Safety Program implementation.
  7. Fast turnaround on certificate of insurance requests.
  8. Dedicated agent and service team for your account

An Independent Advantage

We are Independent Agents in Miami, Florida, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. LLJ Risk Advisors represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.

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