Protection for the Important Items in your Life. Personal Service with Personal Insurance Solutions.
If you have tangible assets, you need the protection of a homeowners insurance policy. These policies cover you in a home or an apartment, whether you are an owner or a renter. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.
The cost of this coverage is determined by many rating factors. The quality of the coverage, however, is determined by the quality of the insurer and whether the policy is written on a named perils or all-risk basis. A named-perils policy covers only those losses specifically cited in the contract. The all-risk policy works the opposite way - unless a peril is specifically excluded, coverage is provided. The all-risk policy is broader and the burden of proof is on the carrier, not you, in the event of a loss.
LLJ Risk Advisors offers free, comparative quotes on Homeowners Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you? Just request a quote to find out.
I strongly encourage that you reach out to Daniel.Craig D., Miami, FL
Call Daniel. Speak to him. He is thoughtful. He cares about his business.Shannon D., Miami, FL
They care about their clients and care for their success.Francesca P., Miami, FL
Daniel is a consummate professional and always looks after your best interest.Sergio T., Miami, FL
Simply the best experience.Armando R., Miami, FL
"His knowledge about policy coverage and our company exposures is remarkable."Manny P.
"Daniel has been an invaluable resource for my staff and the clients we serve."Rafael A., Miami, FL
"LLJ Risk Advisors has been an instrumental partner to our business."Cesar N., Miami, FL