We work every day at gathering the best insurance programs available, acquiring the newest technology and creating a more pleasant, client-centric, buying experience. Our goal is to always provide fast and efficient protection when you need it most.
Your home is likely one of your most valuable assets and keeping it in good condition matters. Before the rainy, colder fall weather rolls in, taking certain steps to prepare your home can protect your home from sustaining damage during the fall and winter months. Clear out Gutters Spend a few hours clearing any debris out of home gutters and downspouts. Check the brackets holding...
Your business insurance should cover every possible risk for your operation. It may surprise you that as a basic calculation, the entire range of business insurances, including commercial liability, commercial property insurance, health insurance for employees, workers’ compensation, and other insurances should be budgeted at about 20 to 30 percent of expected gross sales. Smaller businesses can expect to budget far less. Every industry, and...
It takes hard work, dedication, creativity, and tenacity to get a small business up and running successfully, so it makes sense to have the right insurance coverage in place to protect it. In fact, purchasing business insurance may be one of the most important decisions you make. The right coverage can help prevent unforeseen events from ruining all you have worked so hard to build....
Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions it is considered normal wear-and-tear and not covered by auto insurance...
Workers' compensation has become a major contributing factor to the cost of business insurance. Premiums are high for many types of businesses, and the additional costs associated with employee injuries can be staggering. However, business owners are not as helpless as they may feel in controlling the cost of workers' compensation insurance. Our knowledgeable agency is available to assist with loss control in several different...
I strongly encourage that you reach out to Daniel.Craig D., Miami, FL
Call Daniel. Speak to him. He is thoughtful. He cares about his business.Shannon D., Miami, FL
They care about their clients and care for their success.Francesca P., Miami, FL
Daniel is a consummate professional and always looks after your best interest.Sergio T., Miami, FL
Simply the best experience.Armando R., Miami, FL
"His knowledge about policy coverage and our company exposures is remarkable."Manny P.
"Daniel has been an invaluable resource for my staff and the clients we serve."Rafael A., Miami, FL
"LLJ Risk Advisors has been an instrumental partner to our business."Cesar N., Miami, FL