We work every day at gathering the best insurance programs available, acquiring the newest technology and creating a more pleasant, client-centric, buying experience. Our goal is to always provide fast and efficient protection when you need it most.
Protecting your business with insurance is essential. It starts with understanding what each type of business insurance covers. Business income coverage and business interruption insurance are terms often used interchangeably – but is there a difference? All business insurance policies vary in what they cover. You may have access to a policy that protects repairs to a facility, damaged inventory, and lost income, or you...
You already have business insurance, but have you overlooked a situation that could put your business at risk? We offer a list of the most overlooked types of business insurance, as well as a brief explanation of each type. Employment Practices Liability Insurance (EPLI): This insurance protects against claims filed against your business by an employee, such as wrongful termination, harassment, discrimination, and others. When...
Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of loss until property damage can be repaired with dispatch and due diligence. Period Of Restoration The length of time in...
Business interruption insurance is designed to cover income lost when an event beyond your control forces you to close your business temporarily. This extra layer of protection goes beyond common business insurance policies. For example, if a fire in your office forces you to shut down temporarily, property insurance will cover the damage from the fire, but not the loss of income. The lost income...
It takes hard work, dedication, creativity, and tenacity to get a small business up and running successfully, so it makes sense to have the right insurance coverage in place to protect it. In fact, purchasing business insurance may be one of the most important decisions you make. The right coverage can help prevent unforeseen events from ruining all you have worked so hard to build....
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Call Daniel. Speak to him. He is thoughtful. He cares about his business.Shannon D., Miami, FL
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Daniel is a consummate professional and always looks after your best interest.Sergio T., Miami, FL
Simply the best experience.Armando R., Miami, FL
"His knowledge about policy coverage and our company exposures is remarkable."Manny P.
"Daniel has been an invaluable resource for my staff and the clients we serve."Rafael A., Miami, FL
"LLJ Risk Advisors has been an instrumental partner to our business."Cesar N., Miami, FL